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States Licensed In: Alabama, Alaska, Arizona, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Maryland, Michigan, Minnesota, Missouri, Montana, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming, U.S

Second Language: Arabic

Joseph Shalaby is the Founder, CEO & Principal Broker E Mortgage Capital Inc., a full-service hybrid mortgage banker and broker that offers extensive options for residential and commercial mortgages. EMC has offices all over the country, approval in 35 states, and over 650 licensed loan officers and is leading the industry with state-of-the-art technology, perpetual innovations, in-house funding, the ability to close loans within 10 days, and leading rates. Joseph Shalaby is a Coptic Orthodox Christian born in Cairo, Egypt, and is a UCSB alum graduating with honors in 2002. He has been in the mortgage industry for more than two decades, has earned dozens of awards and is a Scotsmanโ€™s guide ranked top producing loan officer year over year. One of the primary goals of EMC is to stay on the forefront of new mortgage products and alternative mortgage options. Mortgage innovations are what allow his clients to select the absolute best loan products customized for their situations. Joseph Shalaby actively seeks to offer market-leading rates on mortgages, with the ability to lock loans online and lock in interest rates at a guaranteed rate for up to 180 days. With the emergence of non-QM loans, Private Money, Fix & Flip financing, non-QM, alternative money, and no-income loans are now growing through E Mortgage Capital. This dedication to competitive mortgage options is what makes Joseph Shalaby a pioneer in the mortgage industry. In addition to providing diverse mortgage products. He prides himself on a next-level customer service experience that is exceedingly difficult to attain for any other mortgage broker, as he has a very large support staff that is always available for his clients. Joseph Shalaby is always striving for rapid progress from application to the closing of mortgage loans, with a commitment to close a mortgage at lightning speed, and a two-day window for completing most other steps of the loan process. With a core focus on perpetual development in customer-service, this allows Joseph Shalaby to live a servitude based organization. โ€œMortgages are what we do not who we areโ€ TM.  

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